Microcredit loan under an open credit line


Fast financial assistance at any time of the day or night.

Ochiq kredit liniyasi bo‘yicha mikroqarz krediti

Credit amount

Up to 100 mln sums

Percentage rate

26,9 % per annum

Term

24 months

Grace period

12 months
How to get a credit?
Steps to get a credit:

Download the SQB Mobile app via the  App Store or Google Play

Register and show JSHSHIR

Add SQB salary card


Necessary documents:
  • No documents required when obtaining a microloan in the SQB Mobile application

    The credit is issued to citizens of the Republic of Uzbekistan registered in the SQB Mobile application.

Credit payment methods:

SMS

By sending to 2500

By bank

In any offices

Bank cards

By SQB Mobile app

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Usefull to know
  • Microcredit conditions
  • Requirements for the borrower
Basic information

Credit amount

Up to 2 000 000 -100 000 000 sums

Credit term:

24 months

Grace period:

12 months

Credit interest rate:

26,9 %

Payment schedule:

differensial

Getting credit methods:

Online: without documents, via the SQB Mobile application
Offline: at a bank branch - on the basis of collateral or if the application has not passed the scoring


Types of collateral:

  • Guarantee of up to 3 individuals

  • Insurance policy against the risk of non-repayment of the loan

  • Collateral:

  • Automobile (not older than 5 years)

  • Real estate (if it is a residential property - there should be no registered persons)

  • The value of the collateral must be at least 125% of the loan amount

  • The insurance policy is issued for the duration of the loan

Additional conditions:

valid only for customers participating in the salary project


Files

Public offer agreement for remote banking services for individuals through the “SQB MOBILE” mobile application

Download
download

Public offer agreement for opening and servicing a bank card for an individual

Download
download

Public offering agreement

Download
download
  • When applying through the SQB Mobile application:

    • Citizen of the Republic of Uzbekistan

    • Age 18 to 65 (inclusive)

    • Participant in the SQB salary project

    • Official income not less than the minimum wage for the last 6 months

    • Uninterrupted income for the last 2 months

    • No overdue payments on existing debts

    • Positive result according to the scoring system

    When applying at a bank branch:

    All of the above requirements

    Also, if necessary:

    • Passport

    • Documents on collateral

    • Conclusion of an independent appraisal organization

    • Guarantors - up to 3 people (if a guarantee is selected)

    • Issuance of an insurance policy or provision of collateral (in the amount of 125% of the loan amount)

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Last updated date: 26.09.2025 15:19  
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