Purpose | In order to improve energy efficiency, finance the costs of production and purchase of renewable energy sources, eco-transport, energy conservation of existing buildings, waste reduction and recycling, rational use of water and energy audits, as well as other "green" projects |
Basic requirement for a funded green project | As a result of the project: |
Currency | UZS |
Duration | Up to 5 years, but no more than the payback period of the project |
Loan interest rate | at a rate of at least 20% per annum; |
Amount | Prior to the established procedure for organizing work on risk management in the system of JSCB "Uzpromstroybank" but not more than 70% of the project cost |
Pledge requirements |
Property, cash, sureties and other types of security at least 125% of the loan amount |
Basic requirements for a potential borrower | Enterprises that have passed state registration for at least one year; the presence of a main or second account in JSCB "Uzpromstroybank"; the presence of the client's own funds in the project in the amount of at least 30%; a positive result in financial statements; no overdue debts on current loans; No more than 5 cases of overdue debt on previously received loans in the system of JSCB "Uzpromstroybank" during the last 12 months |
List of main documents submitted by the client:
1. Balance sheet for the last reporting period (form No. 1), report on financial results (form No. 2) submitted by the client to the relevant state tax office;
2. Information about the last annual turnover of existing accounts in other banks (if any)
3. The consent of the client's founders to receive the limit, drawn up in the manner prescribed by the current legislation;
4. A copy of the contract for the supply of goods with the buyer;
5. Conclusion of an accredited international consulting company on the compliance of the price of the acquired fixed assets with the world market conditions.
6. Feasibility study for the allocation of a loan, approved in accordance with the established procedure
7. If construction is planned at the expense of a loan, then:
а. architectural and planning assignment for construction
b. estimate documentation for curl
к. examination of estimate documentation
8. Draft assessment of risks and environmental impact (AMTB), developed in accordance with the standards of national legislation and international financial institutions, and the conclusion of the state environmental review (for categories I, II, III and IV)
9. Statement of the Council (meeting), if necessary or held public discussion
10. Based on the specifics of the project and the funding structure, additional documentation may be requested.
When a surety is provided as security for a loan:
1. If the main account of the guarantor is served by another bank:
а.constituent documents of the enterprise;
b. information on the last annual turnover of the guarantor's accounts with other banks;
j. the decision of the founders of the guarantor on the appointment of the director of the enterprise and the order on the appointment of the accountant of the enterprise; 0,
e. a copy of the passport of the director and chief accountant of the guarantee company;
2. A positive decision of the founders of the guarantor enterprise to provide a surety;
3. Balance sheet for the last reporting period (form No. 1), report on financial results (form No. 2);
Requirements for the surety:
1. The guarantor is a corporate client of the bank who is more than one year old from the date of state registration
2. The amount of the guarantee provided - the guarantee company has sources of its own funds (balance sheet - 480 lines) in an amount not exceeding 1.5 times
When providing property as collateral for a loan:
1. Report of an independent appraisal organization, drawn up in accordance with the current legislation;
2. Constituent documents of the owner of the property (memorandum of association, charter and charter - if the property belongs to a third person);
3. The consent of the founders of the owner of the property, drawn up in accordance with the procedure established by the current legislation on pledging property as collateral for a loan (if the property belongs to a third person).
Vehicles
The property
Equipment
Deposits
Other liquid objects
