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All Credits
Microloan for the self-employed (Temporarily suspended)
Fast financial support for current business expenses.
Credit amount
up to 5 million sums
Interest rate*
from 24 %
Maturity date
up to 12 months
Grace period*
up to 2 months
Calculator
Annuity
Differentsial
Sum
For a period of
How to get a credit?
Steps to get a credit
Get a preliminary consultation by phone or at the bank's office
Submit the necessary documents to the bank and wait for a favourable decision
Sign a credit agreement with the bank
Documents required
Passport or ID-card
Self-employment registration
The credit is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old.
Credit repayment methods
SMS
Send to number 2500
At the bank
In bank offices
From card
Via Joyda mobile app
Usefull to know
Basic information
Purpose of the credit:
start-up costs
Credit amount:
up to 5 million sums
Grace period*:
up to 2 months
Credit term:
up to 12 months
Method of repayment:
differential/annuity
Securing the loan when registering in the office:
- personal guarantee
- credit default insurance
Interest rate
24 %
Interest rate 24 %
Credit term: 9 month
Grace period: 1 month
25 %
Interest rate 25 %
Credit term: 12 month
Grace period: 2 month
citizenship of the Republic of Uzbekistan;
age from 18 to 65 years inclusive;
оfficial or unofficial employment and documented income sufficient to pay the accrued interest on the loan and the principal debt according to the payment schedule;
registration as an individual entrepreneur with the obligation to pay social tax.
When receiving a microloan at the office:
passport or identity card. If the customer provides a military ID card, a copy of the passport must also be provided;
a certificate of registration as an individual entrepreneur with the State Tax Service;
a certificate of average monthly income;
a document (or certificate) confirming the payment of social tax;
other documents specified in the law.
Last updated date: 19.06.2024 11:04
