Microloan for the self-employed (Temporarily suspended)

Fast financial support for current business expenses.


Credit amount

up to 5 million sums

Interest rate*

from 24 %

Maturity date

up to 12 months

Grace period*

up to 2 months
For a period of

How to get a credit?
Steps to get a credit

Get a preliminary consultation by phone or at the bank's office

Submit the necessary documents to the bank and wait for a favourable decision

Sign a credit agreement with the bank

Documents required
  • Passport or ID-card

  • Self-employment registration

The credit is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old.

Credit repayment methods


Send to number 2500

At the bank

In bank offices

From card

Via Joyda mobile app

Download JOYDA

Usefull to know
  • Credit conditions
  • Credit recipient requirements
  • Documents required
Basic information

Purpose of the credit:

start-up costs

Credit amount:

up to 5 million sums

Grace period*:

up to 2 months 

Credit term:

up to 12 months 

Method of repayment:


Securing the loan when registering in the office:

- personal guarantee

- credit default insurance

Interest rate
24 %

Interest rate 24 %

Credit term: 9 month

Grace period: 1 month

25 %

Interest rate 25 %

Credit term: 12 month

Grace period: 2 month



  • citizenship of the Republic of Uzbekistan;

  • age from 18 to 65 years inclusive;

  • оfficial or unofficial employment and documented income sufficient to pay the accrued interest on the loan and the principal debt according to the payment schedule;

  • registration as an individual entrepreneur with the obligation to pay social tax.

When receiving a microloan at the office:

  • passport or identity card. If the customer provides a military ID card, a copy of the passport must also be provided;

  • a certificate of registration as an individual entrepreneur with the State Tax Service;

  • a certificate of average monthly income;

  • a document (or certificate) confirming the payment of social tax;

  • other documents specified in the law.

Last updated date: 19.06.2024 11:04