Consumer credit

• •  citizenship of the Republic of Uzbekistan;

  • age from 18 to 65 years inclusive;

  • constant income for the last 6 months;

  • the main account of a personal subsidiary farm, peasant farm or individual entrepreneurship, which receives at least 10% of all cash receipts for the last 6 months.

  • having a permanent job or a stable and confirmed source of income, which ensures the possibility of monthly payment of loan interest and principal in accordance with the schedule;

  • absence of overdue debts on previously obtained loans and other liabilities;

  • retirement pension.

  
  
  

List of documents accepted from the borrower/co-borrower/guarantor:

• passport or other identity document..

• income certificate or electronic data, which can also be provided through the Crobs banking programme.
  

• contract with the manufacturer or fulfilment organisations of consumer goods (services) and the attached certificate of conformity of the goods.
  

• documents confirming delivery of goods or services. If the property is pledged, a report of an independent appraisal organisation is required.
  

• It may be necessary to provide other documents in accordance with the legislation.