All Credits
Choose a car and a dealership
Visit a convenient bank branch
Receive a preliminary loan approval from the bank
Sign a loan agreement with the bank and get a car!
Passport or ID card
Sales contract
Credit is provided to citizens of the Republic of Uzbekistan aged 18 to 60 years.
Repayment Schedule
This application serves an informational purpose to assess the borrower's creditworthiness and is not a legally binding offer. By completing the application, you will receive a preliminary decision from the bank regarding the loan approval.
Loan Purpose:
New passenger cars of the brands KIA, CHERY, and RENAULT, manufactured in the Republic of Uzbekistan (primary market)
Loan Term:
Up to 60 months
Grace Period:
6 months (for the differentiated method)
Loan Amount:
Not more than 70% of the car's value
Down Payment:
At least 30% of the contractual car price
Repayment Method:
Loan Security:
A loan repayment default insurance policy is provided until the purchased car is pledged as collateral
Approved range of RENAULT cars eligible for auto credit: CAPTUR, ARKANA, DUSTER.
Approved range of CHERY cars eligible for auto credit: ARRIZO, TIGGO 7PRO, TIGGO 8PRO, TIGGO 8PRO MAX.
Approved range of KIA cars eligible for auto credit: SELTOS, CERATO, SORENTO, SPORTAGE, STINGER, K5, K8, BONGO.
For borrowers registered as self-employed individuals and making an initial payment of 40% or more, no official proof of income is required. In this case, a statement of average monthly income certified by the self-employed individual is submitted.
Self-employed persons who have made a down payment of at least 30% of the cost of the car do not need to submit a document on the official source of income.
Clients who have taken out a car loan can pay for the insurance from the bank's credit
Customers who have taken a car loan will have the opportunity to get a "micro loan" and "consumer loan" with a preferential annual interest rate of 1% over the existing ones.
MTPL policy for car loan users is provided free of cost.
Differentiated payment is a loan repayment system where the borrower makes varying payments each month, with the amount decreasing over time.
Interest Rate 3%
Loan Term: 12 months
Interest Rate 20%
Loan Term: 48 months
Interest Rate 14%
Loan Term: 24 months
Interest Rate 22%
Loan Term: 60 months
Interest Rate 16%
Loan Term: 36 months
Interest Rate 16%
Loan Term: 24 months
Interest Rate 21%
Loan Term: 48 months
Interest Rate 17%
Loan Term: 36 months
Interest Rate 23%
Loan Term: 60 months
Interest Rate 18%
Loan Term: 24 months
Interest Rate 20%
Loan Term: 36 months
Interest Rate 22%
Loan Term: 48 months
Interest Rate 24%
Loan Term: 60 months
An annuity payment is a type of payment where the borrower transfers the same amount to the bank every month.
Interest Rate 3%
Loan Term: 12 months
Interest Rate 13%
Loan Term: 24 months
Interest Rate 15%
Loan Term: 36 months
Interest Rate 19%
Loan Term: 48 months
Interest Rate 21%
Loan Term: 60 months
Interest Rate 15%
Loan Term: 24 months
Interest Rate 18%
Loan Term: 36 months
Interest Rate 20%
Loan Term: 48 months
Interest Rate 22%
Loan Term: 60 months
Interest Rate 17%
Loan Term: 24 months
Interest Rate 19%
Loan Term: 36 months
Interest Rate 21%
Loan Term: 48 months
Interest Rate 23%
Loan Term: 60 months