Green comfort
For the purchase of energy efficient equipment and renewable energy installations up to 1 MW.
Credit amount
Interest rate*
Maturity date
Grace period*
Get a preliminary consultation by phone or at the bank's office
Submit the necessary documents to the bank and wait for a favourable decision
Sign a credit agreement with the bank
Passport or ID-card
Income statement
Сredit security documents
Equipment Purchase Contract
The credit is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old
SMS
Send to number 2500
At the bank
In bank offices
From card
Via SQB mobile app
Purpose of the credit:
for the purchase of solar panels, water heaters, wind generators, micro and small hydroelectric plants up to 1 MW, biogas production equipment, biogas plants, other renewable energy equipment, energy storage systems, energy efficient gas burners and boilers for domestic use
Credit term:
60months
Credit amount:
up to 200 million sums
Grace period*:
6 months (in case of differentiated repayment method)
Interest Rate:
current base rate of the Central Bank + 6 %
In this case, compensation for up to three years will be provided by the off-budget Inter-Sectoral Energy Saving Fund under the Ministry of Energy of the Republic of Uzbekistan in order to cover the interest rate on "green" consumer loans allocated in an amount not exceeding 500 (five hundred) times the amount of the MFA, which exceeds the key rate of the Central Bank, but not more than 5 (five) percentage points.
Credit security:
Up to 100 million soums:
Individual guarantee
Insurance policy against the risk of non-repayment of the loan (for the entire term of the loan)
Vehicle (not older than 5 years)
Pledge of real estate (if there is a residence - there should be no permanent residents)
In case of exceeding 100 million soums:
Only a vehicle or real estate pledge (not older than 5 years)
Method of receiving the product:
By transferring money to the bank account of the entity (legal entity) producing or selling consumer goods (services) under the contract.
Additional conditions:
- the loan is disbursed in 2 stages: first 85 per cent and then the remaining 15 per cent;
- the client can purchase part of the cost of the RES equipment through a single electronic platform www.energymarket.uz of the Extra-budgetary Inter-sectoral Energy Saving Fund under the Ministry of Energy of the Republic of Uzbekistan by reimbursement;
- in case of pledging a motor vehicle (not older than 5 years), an official source of income is not required for a borrower registered as a self-employed person. It is sufficient to provide information on the average monthly income.
At the same time:
- maximum loan amount should not exceed 50 million soums;
- if the proportion of overdue loans in this product exceeds 3%, the Risk Management Department will stop lending.
- Must be at least 18 years old on the date of applying for the loan and not older than 70 years (70 inclusive) at the time of final loan repayment;
- Must have a permanent job or documented sources of income such as salary, pension, dividends, income from renting out property, or other legally permitted and documented sources of income sufficient to make monthly payments of the principal and interest according to the payment schedule.
Requirements for the guarantor:
- Must be at least 18 years old on the date of applying for the loan and not older than 70 years (70 inclusive) at the time of final loan repayment;
- Must have a permanent job or documented sources of income such as salary, pension, dividends, income from renting out property, or other legally permitted and documented sources of income sufficient to make monthly payments of the principal and interest according to the payment schedule.
Requirements for self-employed individuals:
Loans are provided to self-employed individuals under the following conditions:
- The individual must be registered as self-employed with the state tax service authorities;
- Must provide collateral in the form of a motor vehicle that is not older than 5 years or real estate (if the collateral is residential property, it must have no registered permanent residents);
- The average monthly income of the self-employed individual registered as such is determined through the bank’s electronic system based on the income received on the borrower’s bank accounts (cards) linked to the “SQB mobile” app, for at least the continuous 6 months prior to the date of the loan application.
Income calculation based on the application date is carried out as follows:
- If the client applies on or before the 5th day of the month (including the 5th), the income received from the 25th day (excluding the 25th) of the previous month and the current month is not considered. Only the income from the previous 6 months before this period is taken into account.
- If the client applies after the 5th day of the month, the income for the current month is not considered. Only the income from the previous 6 months is taken into account.
Self-employed citizens who have used this type of loan through the “Uzpromstroybank” JSCB system are allowed to reapply for a new loan only after their current debt under this loan is fully repaid.
Documents to be submitted by the borrower:
Passport or another identity document (the borrower has the right to submit it in digital form using the UIPSP— Unified Interactive Public Services). If the borrower is a military serviceman, a copy of their passport or other identity document is made after visual identification of their military ID;
Information/electronic data about income (can be obtained through the bank’s electronic system);
A contract concluded with an entity (legal entity) producing or selling consumer goods (services);
- Documents related to collateral. If the collateral is property pledge, an independent appraiser’s report is required.
Documents to be submitted by the co-borrower:
- Passport or another identity document (the co-borrower has the right to submit it in digital form using UIPSP — the Unified Interactive Public Services Portal). If the co-borrower is a military serviceman, a copy of their passport or other identity document is made after visual identification of their military ID;
- Information/electronic data about income (can be obtained through the bank’s electronic system);
Documents to be submitted by the guarantor:
- Passport or another identity document (the co-borrower has the right to submit it in digital form using UIPSP— the Unified Interactive Public Services Portal). If the co-borrower is a military serviceman, a copy of their passport or other identity document is made after visual identification of their military ID;
- Information/electronic data about income (can be obtained through the bank’s electronic system)
Application sent Last updated date: 04.08.2025 17:42
