All Credits
Get a preliminary consultation by phone or at the bank's office
Submit the necessary documents to the bank and wait for a favourable decision
Sign a credit agreement with the bank
Passport or ID-card
Income statement
Сredit security documents
Equipment Purchase Contract
The credit is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old
Purpose of the credit:
for the purchase of solar panels, water heaters, wind generators, micro and small hydroelectric plants up to 1 MW, biogas production equipment, biogas plants, other renewable energy equipment, energy storage systems, energy efficient gas burners and boilers for domestic use
Credit amount:
up to 200 million sums
Grace period*:
6 months (in case of differentiated repayment method)
Interest Rate:
current base rate of the Central Bank + 6 %
Credit security:
up to 50 mln sums:
- personal guarantee;
- insurance policy for the risk of non-repayment of the loan.
over 50 mln sums:
- vehicle (not older than 5 years of issue);
- pledge of immovable property (if the object of mortgage is residential premises - without tenants with permanent residence registration).
Additional conditions:
- the loan is disbursed in 2 stages: first 85 per cent and then the remaining 15 per cent;
- the client can purchase part of the cost of the RES equipment through a single electronic platform www.energymarket.uz of the Extra-budgetary Inter-sectoral Energy Saving Fund under the Ministry of Energy of the Republic of Uzbekistan by reimbursement;
- in case of pledging a motor vehicle (not older than 5 years), an official source of income is not required for a borrower registered as a self-employed person. It is sufficient to provide information on the average monthly income.
At the same time:
- maximum loan amount should not exceed 50 million soums;
- if the proportion of overdue loans in this product exceeds 3%, the Risk Management Department will stop lending.
citizenship of the Republic of Uzbekistan;
age from 18 to 65 years inclusive;
salary (not less than 4 months);
absence of overdue debts on previously obtained loans and other obligations;
retirement pension;
10% of the income of the main account for individual entrepreneurial activity (at least 4 months).
List of documents accepted from the borrower/co-borrower/guarantor:
passport or identity card. If the customer provides a military ID card, a copy of the passport must also be provided;
income data/electronic data (can be obtained through the Bank's electronic programme);
an agreement with a company (legal entity) that produces or sells consumer goods (services);
collateral security documents. Report of an independent appraisal organisation in case of pledge of real estate as collateral;
other documents specified in the law.