Auto Loan for the Secondary Market

A convenient loan for purchasing a pre-owned vehicle.

car

Loan Amount

up to 400 million UZS

Interest Rate

from 25% per annum

Repayment Term

up to 36 months

Initial Payment

from 50%
How to get the car of your dreams?
Steps to obtain a loan:

Submit a preliminary application on the website or get a consultation by phone or at a bank office.

Receive the bank's preliminary decision on the auto loan.

Provide the necessary documents to the bank, sign the loan agreement, and become a proud car owner!

Required documents:
  • Passport or ID card

  • Income certificate

  • Vehicle registration certificate

  • Preliminary purchase agreement

  • Independent appraisal

The loan is issued to citizens of the Republic of Uzbekistan aged between 18 and 65.

Loan repayment methods

SMS

Send a message to number 2500

At the bank

At bank branches

From a card

Through the SQB Mobile app

Download SQB Mobile
Find out if you are eligible
for a loan and for what amount
Enter the cost of your car
Enter the price of the car you wish to purchase
Car price
Initial payment
Select the payment type
Annuity
Differential
Loan term

Payment schedule details

Calculations are for informational purposes only.

Why is a
preliminary application needed?

This application serves as an informational tool to assess the borrower's creditworthiness and is not a contractual offer. By filling out the application, you will receive the bank's preliminary decision on granting a loan.

Good to know
  • Loan conditions
  • Requirements for loan recipients
  • Required documents
Key Information
deposit currency

Loan purpose:

Purchase of a car no older than 3 years and automotive goods/services.

deposit percent

Loan amount:

For car purchases: up to 400 million UZS

For automotive goods and services: up to 40 million UZS.

deposit percent

Repayment method:

50% of the car's cost.

deposit withdraval

Repayment method:

Differential/annuity.

deposit withdraval

Grace period:

3 months (with the differential repayment method).

deposit percent

Loan security:

The car purchased with the loan.

Insurance policy against loan non-repayment risks.

deposit withdraval

Additional conditions:

The borrower will be denied a loan if they have been overdue three times or more for 90 days or longer on previous and current loans.



Interest Rate
27 %

Interest rate: 27%

Loan term: 36 months

25 %

Interest rate 25%

Loan term: 36 months


Requirements for self-employed individuals

- The borrower must be registered with the state tax authorities as a self-employed individual.
- It is necessary to make an initial payment of at least 50% of the car's cost.
- Self-employed individuals who have previously used this type of loan at Uzpromstroybank are allowed to reuse it, provided they fully repay the current debt on the previous loan.
*The creditworthiness of a self-employed individual is assessed based on scoring, which takes into account card turnover, as well as expenses for rent, utilities, and other costs, not contradicting the law.


Files

Contract_for_Auto Loan.docx

Download
download
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Last updated date: 24.03.2025 15:09  
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