OVERDRAFT online


Get the amount you need in just a few clicks.

Detailed conditions
OVERDRAFT online

Loan amount

up to 100 000 000 sums

Interest rate*

26,9 %

Maturity period

24 months

Availability

24/7

Calculator

Выберите тип погашения
Аннуитетный
Дифференцированный
Сумма кредита
Другие услуги
На срок

График погашения

*Расчеты носят исключительно информативный характер. Общая сумма рассчитывается индивидуально.

How to get a credit?

Steps to get a credit

Download the Joyda mobile application from the App Store or Google Play

Complete the registration and indicate PINFL

Add a fixed income card


Documents required
  • When you take out a credit with Joyda

    no documents are required

The credit is given to citizens of the Republic of Uzbekistan who are registered in the Joyda mobile application.

Credit repayment methods

SMS

Send to number 2500

At the bank

In bank offices

From card

Via SQB mobile app

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Download SQB mobile

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  • Terms and conditions
  • Requirements for the recipient of the microcredit
Main Information

Loan purpose:

for consumer needs

Loan amount:

from 2 million to 100 million UZS

Loan term:

24 months

Maximum grace period:

up to 12 months

Loan collateral:

loan default risk insurance policy and personal guarantee

Application method:

via SQB Mobile mobile application

Borrower requirements:

citizen of the Republic of Uzbekistan aged 18 to 65 with confirmed income


Interest Rate
26.9 %

Annual interest rate: 26.9 %

Loan term: 24 months


Online application via SQB Mobile
  • Must be between 18 and 65 years old;
  • Must be a citizen of the Republic of Uzbekistan;
  • Must have confirmed income for the last 6 months;
  • Total debt burden across all loan obligations must not exceed 50% of average monthly income;
  • Application is completed remotely via the SQB Mobile mobile application.

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Дата последнего обновления: 16.06.2026 16:29  
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