OVERDRAFT product online


Get the amount you need in just a few clicks.

Detailed conditions
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Loan amount

up to 30 000 000 sums

Interest rate*

26,9 %

Maturity period

12 months

Grace period

6 months
Calculator
Annuity
Differentsial
Sum
For a period of


How to get a credit?
Steps to get a credit

Download the Joyda mobile application from the App Store or Google Play

Complete the registration and indicate PINFL

Add a fixed income card


Documents required
  • When you take out a credit with Joyda

    no documents are required

The credit is given to citizens of the Republic of Uzbekistan who are registered in the Joyda mobile application.

Credit repayment methods

SMS

Send to number 2500

At the bank

In bank offices

From card

Via SQB mobile app

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Download SQB mobile

Usefull to know
  • Terms and conditions
  • Requirements for the recipient of the microcredit
Basic information

Microloan amount:

up to 30 000 000 sums

Credit period:

12 months

Interest rate:

26,9 %

Free period:

6 months

Method of obtaining a microloan:

the funds will be credited to the valid card specified in the JOYDA application


Additional terms:

issued to the bank's customers under the payroll project



  • Citizen of the Republic of Uzbekistan, registered in Joyda mobile application

  • Issued to the clients of the Bank according to the salary project


Last updated date: 12.12.2024 15:31  
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