Microloan in SQB mobile app


Get up to 100 million sums without leaving home.

Detailed conditions
Microloan in SQB mobile

Loan amount

100 m. sums

Interest rate*

from 29 %

Maturity period

36 months

Availability of credit

24/7
Calculator
Annuity
Differentsial
Sum
For a period of


How to get a credit?
Steps to get a credit

Download the Joyda mobile application from the App Store or Google Play

Complete the registration and indicate PINFL

Add a fixed income card


Documents required
  • When you take out a credit with Joyda

    no documents are required

The credit is given to citizens of the Republic of Uzbekistan who are registered in the Joyda mobile application.

Credit repayment methods

SMS

Send to number 2500

At the bank

In bank offices

From card

Via SQB mobile app

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Download SQB mobile

Usefull to know
  • Terms and conditions
  • Requirements for the recipient of the microcredit
  • Documents required
Basic information

Loan purpose:

for any purpose

Loan amount: 

from 2 to 100 million sums

Loan term:

 from 12 to 36 months

Frequency of repayment:

every month

Loan collateral:

credit default insurance policy


Additional terms:

- the balance of other microloans that the borrower has already taken out with other banks will be taken into account when considering the application 

- the fee for the insurance policy used as collateral for the microloan will be deducted from the amount provided as a result of scoring 

- the balance of other microloans that the borrower has already taken out with other banks will also be taken into account when determining the loan amount based on the scoring score


Interest rate
29 %

Annual interest rate 29 %

Maturity: 12 months

30 %

Annual interest rate 30 %

Maturity: 24 months

31 %

Annual interest rate 31 %

Maturity: 36 months


  • age from 20 to 60 years inclusive; 

  •  citizenship of the Republic of Uzbekistan; 

  • stable income for the last 6 months; 

  • availability of Uzcard or Humo card of JSCB "Uzpromstroybank"; 

  • debt load on all issued loans, guarantee obligation should not exceed 50% of average monthly income;

No documents are required when taking a microloan in JOYDA mobile application.

Last updated date: 02.07.2025 16:30  
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