Avto Imkon Car Loan
Purchase of a new vehicle on the primary market, with the option to finance insurance premiums<br>
Loab amount
Interest Rate
Repayment Term
Down Payment
How to Get Your Dream Car?
Submit a preliminary application on the website or receive a consultation by phone or at a Bank office
Receive the Bank’s preliminary decision on your car loan application
Submit the required documents to the Bank, sign the loan agreement and become the proud owner of your new car!
Passport or ID card
Documents or information confirming the applicant’s income
Agreement for the purchase of a vehicle on the primary market
Vehicle registration documents issued after the purchase
The loan is available to citizens of the Republic of Uzbekistan between the ages of 18 and 65.
SMS
Send an SMS to 2500
At the Bank
At any Bank office
By Card
Through the SQB Mobile app
Car amount
Loan term
Initial paymen (in sums)
Loan purpose:
Purchase of a new M1, M2 or N1 category vehicle on the primary market, as well as payment of insurance premiums
Loan term:
Up to 60 months
Grace period:
Up to 3 months under a declining-balance repayment schedule
Loan amount:
Up to UZS 800 million
Loan currency:
National currency — Uzbek soum
Interest rates:
20% — for a loan term of up to 12 months
21% — for a loan term of up to 36 months
22% — for a loan term of up to 60 months
Down payment:
At least 25% of the vehicle price specified in the sale and purchase agreement
Repayment schedule:
Annuity or declining-balance
Loan security:
Pledge of the vehicle being purchased
Self-employed individuals must be registered with the tax authorities.
Customers taking out a car loan may finance the insurance premium with the loan proceeds.
- Citizenship of the Republic of Uzbekistan
- Age: at least 18 years on the application date and no older than 65 years
- Permanent employment or another verified source of income derived from activities permitted by law
- No overdue debt
- Existing loans and surety obligations are permitted, provided that the borrower meets the applicable repayment capacity requirements
- Debt-service-to-income ratio: no more than 50%
- The ratio of the total outstanding principal under consumer loans and/or microloans to the borrower’s average monthly income must not exceed eight times the average monthly income
- Up to three co-borrowers may be involved
- The borrower’s average monthly income is determined based on documents and information confirming their income.
- For seasonal workers, income received for at least three of the preceding six months may be taken into account.
- Passport or another identity document
- Documents and information confirming income
- Vehicle sale and purchase agreement
- Certificate of registration as a self-employed individual with the state tax authorities, if required
- Other documents where required by law
- Passport or another identity document
- Documents and information confirming income
- Other documents where required by law
- The loan is provided for the purchase of a new vehicle on the primary market
- The loan proceeds are transferred to the seller under the vehicle sale and purchase agreement
- The loan proceeds may be disbursed in stages
- Before the remaining portion of the loan is disbursed, a restriction must be placed on the vehicle by its VIN, or the vehicle must be pledged as collateral
- The loan may not be disbursed unless the vehicle is provided as security, except for the portion allocated toward the initial down payment in cases specified in the product terms
- Once the vehicle has been registered in the borrower’s name, it must be pledged to the Bank in accordance with the established procedure
- The insurance agreement and insurance policy must cover the entire loan term
- Until the vehicle purchased with the loan proceeds is accepted as collateral, an insurance policy may be provided as security for the loan
- Once the vehicle has been pledged as collateral, the insurance policy must be replaced with insurance coverage for the pledged property
- The loan amount must not exceed 75% of the value of the vehicle pledged as collateral
Issued for the purchase of apartments from the primary market
Make everyday payments using the convenient app
Application sent Last updated date: 28.09.2026 10:18
