"Restructuring" product
Continue your loan on terms that are convenient and convenient for you.
Currenct credit amount
Interest rate
Payment term
Payment date
How to use the product?
Get initial advice by phone or at a bank office
Submit the necessary documents to the bank and wait for a positive decision
Sign a contract with the bank
Passport or ID card
Income certificate
-
Application
For women on leave - a supporting document
Credit collateral documents
The product is available to citizens of the Republic of Uzbekistan from 18 to 65 years old.
SMS
By sending to 2500
By bank
At any offices
By card
By SQB Mobile app
Purpose:
Changing the terms of a previously issued loan to reduce the client's credit burden
Currency:
national currency (sum)
Return period:
can be customized (final or intermediate dates)
Extension of the period:
Up to 2 years - only for customers on parental leave
Payment date:
Can be changed only once per month, no later than the 20th (e.g. from the 5th to the 15th)
Collateral:
- remains in force and in accordance with the original agreement
- when the term is extended, the collateral/guarantor agreement and insurance policy are automatically extended
Types and conditions of collateral:
- All property initially pledged
- The property must be intact and free from liens/encumbrances
Additional conditions:
Age: 18 to 65 years (inclusive)
Income:
Permanent work or stable source of income
Confirmation of official income for the last 6 months
Confirmation of income is not required for self-employed
For individual entrepreneurs (IEO) - 10% of all funds received on the main account in the SQB is taken into account
Credit history:
No loans in the category of "unsatisfactory", "doubtful", "hopeless"
In the SQB:
No debt for more than 60 days
No previous extension of the term on this loan more than 1 time
No debt under previously changed terms
No open enforcement cases in the Enforcement Bureau
List of documents
Passport or ID card (biometric document).
Certificate of income:
Official income can be confirmed through the bank's electronic system;
For self-employed persons, income verification is not required;
For individual entrepreneurs, 10% of the receipts to the main account in SQB is taken into account.
Application for loan restructuring.
Covenants on collateral, if the collateral is property.
For women on maternity leave - a document confirming that they are on maternity leave.
Additional documents at the bank's request in accordance with the law.
You may be interested in
from 17% per annum
Issued for the purchase of flats from the primary market.
Make everyday payments using the convenient app.
Application sent Last updated date: 05.09.2025 12:21
