Get a preliminary consultation by phone or at the bank's office
Submit the necessary documents to the bank and wait for a favourable decision
Sign a credit agreement with the bank
Passport or ID card
Surety of an individual
Report on the market value of the pledged property
The credit is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old

Credit Purpose:
for any purpose
Credit Amount:
2-100 million sums
Loan Term:
12 to 36 months
Frequency of repayment:
every month
Method of repayment:
annuity - equal amounts at equal intervals of time
differentiated - the monthly payment decreases each time the payment is made
Collateral for the credit at the office:
Non-Property Bail:
- surety of an individual
- credit default insurance policy
Property collateral:
- availability of non-residential premise
- car (not more than 5 years from the date of manufacture)
Additional terms and conditions:
- at the client's request, the insurance premium for the risk of non-repayment of the credit can be added to the credit amount
- in this case, the balance of all microloan funds available to the borrower in other banks must also be taken into account
- in this case, the insurance policy premium, which is accepted as collateral for the microloan intended for allocation, if formed from the account of this microloan, is deducted from the amount received as a result of scoring
- in addition, the balance of all microloan funds available to the borrower in other banks must also be taken into account, the credit amount is set based on the scoring score
Conditions of granting a credit for self-employed individuals:
- official registration with the tax authorities as a self-employed person
- having a vehicle not older than 5 years
- availability of non-residential premise
Annual interest rate 31 %
Maturity: 12 months
Annual interest rate 32 %
Maturity: 24 months
Annual interest rate 33 %
Maturity: 36 months
34 %Annual interest rate 34 %
Maturity: 48 months
Annual interest rate 27.9 %
Maturity: 12 months
Annual interest rate 28.9 %
Maturity: 24 months
Annual interest rate 28.9 %
Maturity:36 months
28.9 %Annual interest rate 28.9 %
Maturity: 48 months
- The amount of the microloan will be determined based on the scoring of your salary card and will not exceed 100 million soums.

