BIZNES START-UP krediti

1. No overdue credit arrears on existing credits and equivalent operations;

2.No overdue credit arrears of related enterprises in the system of “Uzsanoatqurilishbank” JSCB

3. No card debt No. 2;

4. No current credits of the client to all commercial banks and related enterprises classified in the “Uzsanoatqurilishbank” JSCB system in the categories “unsatisfactory”, “doubtful” and “hopeless” according to the KATM reference;

5.Over the past 60 months on credits:

- No more than 3 overdue debts exceeding 90+;

- No credit arrears in litigation (judical) are allowed at all;

- off-balance sheet (written off, delayed written off PKNT) credit debts are not allowed at all;

6. There should be no cases of misuse of existing credits in the system of JSCB “Uzsanoatqurilishbank” today. Verification of intended use is carried out based on the act of intended use of the Credit Management Department (which must be clearly indicated). In this case, this condition does not apply to credits for which the act of intended use has not expired, the borrower has taken the supplier to court for non-delivery of services/products, and for which verification of the intended use of credit funds is not required;

7. The borrower should not have funds that are due under enforcement proceedings opened by the Compulsory Enforcement Bureau;

8. In the last 3 years, if there have been claims in the economic court regarding credit services (including cases where a guarantor was provided for the defendant) and the claim has been partially or fully satisfied, the request will be considered and the collegial body has the right to reject this request (except for business entities operating without the status of a legal entity, and cases where a corresponding property pledge has been provided for the defendant);

9. There should be no more than 2 cases of extension of the final payment term for the principal and/or interest on existing credits in the system of JSCB “Uzsanoatqurilishbank” today.

1. Application form.

2. Consent of the founders of the borrowing enterprise to obtain a credit, formalized in accordance with the procedure established by current legislation (with the exception of private enterprises and business entities operating without the status of a legal entity);

3.Copy of individual entrepreneur certificate and passport;

4. Information about account start-ups in other banks (card file-2 debt in cases where the main account is in another bank);

5. Report of an independent appraisal organization on the collateral object;

6. If the collateral is real estate, a cadastral document (extract and cadastral passport), as well as a lease agreement if the right to the land plot is leased;

7. If the object of the pledge is autotransportation and special equipment, a certificate of registration of the transportation (technical passport, technical certificate);

8.Consent of the founders of the third party (enterprise) pledging the property to pledge the property as collateral for the credit;

9. Constituent documents of the third-party enterprise pledging the property (if the enterprise is serviced by another bank);

10. A copy of the passport of the third individual pledging the property, a copy of the passport of the director and chief accountant of the third legal entity (if any) (if the enterprise is serviced by another bank);

11. Documents related to the place of business (cadastre, lease agreement, e-auction act, governor's decision and other supporting documents not prohibited by law), except for cases where the place of business is not required;