EKSPORTNI RAG'BATLANTIRISH krediti
for the purpose of financing export-related trade transactions and pre-export financing through a closed credit line
Up to the amount of the underwriter limit
The maximum amount of credit
Up to 36 months
Credit term
Up to 9 months
Grace period
USD
Credit currency
For micro, small and medium businesses
Who is it for
From 4 %
Interest rate
The bank office nearest to you choose and get advice
Necessary documents provide
Sign documents and receive money to current account
Purpose of product:
Financing of export and pre-export trade operations through a closed credit line
Currency:
Foreign currency (US dollar)
National currency (sum) –for agricultural enterprises
The amount of credit:
| Exporters category | Export volume in the last 6 months | The maximum amount of credit |
|---|---|---|
| Exporters (general procedure) | Up to 5 million US dollars | Up to 1 million US dollars |
| Up to 5-10 million US dollars | Up to 2 million US dollars | |
| Light industry (according to the decree) | Up to 5 million US dollars | Up to 1 million US dollars |
| Up to 5-10 million US dollars | Up to 2 million US dollars | |
| Leather-footwear / fur enterprises | Up to 1-2 million US dollars | Up to 1 million US dollars |
| Up to 2-4 million US dollars | Up to 2 million US dollars | |
| Confectionery manufacturers | Up to 500 thousand US dollars | Up to 1 million US dollars |
| 500 thousand - 4 million US dollars | Up to 2 million US dollars | |
| Food industry | 100 thousand - 1 million US dollars | Up to 100 thousand US dollars |
| Up to 1-2 million US dollars | Up to 1 million US dollars | |
| Up to 2-4 million US dollars | Up to 2 million US dollars | |
| Metal products manufacturers | Up to 5 million US dollars | Up to 1 million US dollars |
| Up to 5-10 million US dollars | Up to 2 million US dollars | |
| Agricultural enterprises (for working capital) | 100 thousand - 1 million US dollars. | Up to 5 billion soums |
| Up to 1-2 million US dollars | Up to 10 billion soums | |
| Over 2 million US dollars | Up to 15 billion soums |
Credit term:
For most destinations – up to 18 months
For some categories – up to 12 months
Grace period:
Interest rate:
Starting from 4% per annum (in some cases – 6% or 14%, in accordance with Presidential decrees)
Credit provision:
Property or cash equivalent of at least 125% of the credit amount (for affiliated persons – 130%)
Property collateral:
- real estate based on bank requirements (light-structured commercial stores located in the market area are not accepted as collateral)
- autotransportation-not more than 5 years from the date of issue
- funds (in US dollars)
Separation form:
Transfer to the operator's account / in cash
Additional conditions:
Bank employees and their close relatives (parents, spouses, children, brothers, sisters, as well as parents, brothers, sisters, and children of ex-spouses) cannot obtain a credit.
Credits will not be granted to enterprises in which the above-mentioned persons act as founders or managers.
Businesses that are guarantors of these individuals or provide property as collateral are also unable to obtain credits.
2.Consent of the founders of the borrowing enterprise to obtain a credit, formalized in accordance with the procedure established by current legislation (with the exception of private enterprises and business entities operating without the status of a legal entity);
3. Balance sheet and financial statement of the borrowing enterprise for the last reporting period (submitted electronically to the relevant DSI) (except for cases where Forms 1 and 2 are received electronically by the Bank from the DSI database and are not required for granting a credit without a financial analysis);
4.Quarterly balance sheet and financial results report for the last period (in cases where the client's financial activity period does not cover this period, a quick balance sheet and financial results report prepared as of the 1st day of the reporting month);
5. Information on account turnover in other banks;
6. A copy of the purchase and sale agreement with local enterprises or an import agreement with foreign enterprises (not required when credit funds are allocated in cash) for the purchase of products (the import agreement must fully classify the products being purchased and fully reflect their number, quantity and value, and the amount of the agreement must be no less than the credit amount);
7. Positive conclusion from international law firms with Tier 1 / Band 1 ratings in international legal rankings (such as Champers & Partners, Legal 500 and IFLR 1000) on the assessment of sanctions-related risks of the contract, when the contract involves one of the counterparties registered in Russia, Belarus and Iran in the supply chain of the goods;
8. The spread of receivables and payables of the borrowing enterprise (if the requested credit amount is more than 500.0 thousand US dollars equivalent);
9. Documents related to the place of business (cadastre, lease agreement, e-auction act, governor's decision and other supporting documents not prohibited by law), except for cases where the place of business is not required;
10. A copy of the export contract for the supply of products in an amount not less than the credit amount (must be registered in the TSOYAEAT program).
11. Certificate(s) from the State Services Center regarding the registry and changes (if there have been any cases of re-registration with the State Tax Service within the last 6 months)
When property is provided as collateral for a credit:
1. Report of an independent appraisal organization on the collateral object;
2. Consent of the borrower/founders of the third party (enterprise) pledging the property to pledge the property as collateral for the credit and to direct the collection to the collateral in an extrajudicial manner;
3. The founding documents of the third-party enterprise pledging the property (if the enterprise is serviced by another bank);
4. A copy of the passport of the director and chief accountant of the third party pledging the property (if the enterprise is serviced by another bank).
When a guarantee is provided as credit provision:
1. Consent of the founders of the guarantor enterprise to provide a guarantee;
2. Balance sheet and financial statement of the guarantor enterprise (submitted electronically to the relevant DSI) for the last reporting period (except for cases where Forms 1 and 2 are electronically received by the Bank from the DSI database);
3. Constituent documents of the guarantor enterprise (if the enterprise is serviced by another bank);
4. Copy of the passport of the director and chief accountant of the guarantor enterprise (if any) (if the enterprise is serviced by another bank);
5. Information on the turnover of the guarantor's account in other banks
Дата последнего обновления: 09.09.2025 16:02
