Up to the equivalent of 2,000,000 US dollars
Maximum amount of credit
Up to 36 months
Credit term
UZS, USD, EUR
Credit currency
Medium business segment
Who is it for
Purpose of credit:
Currency
Credit term:
Interest rate:
national currency (Sum):
+1.5% not less than the interest rates on loans, factoring and leasing to legal entities and individual entrepreneurs in the SQB system
foreign currency (US dollar, evro):
Interest rates not lower than those for loans, factoring and leasing to legal entities and individual entrepreneurs in the SQB system
Grace period:
Credit amount:
Credit collateral:
Permitted types of property liens:
Permitted types of non-property pledges:
1. Application
2. Balance sheet and financial results report of the borrower/guarantor enterprise for the last reporting period (submitted to the relevant DSI in electronic form) (except for cases where Forms 1 and 2 are received electronically by the Bank from the DSI database);
3. Quarterly balance sheet and financial results report for the last period;
4. Consent of the founders of the borrower/guarantor enterprise to obtain a loan, formalized in accordance with the procedure established by current legislation;
5. Information on account turnover in other banks (card file-2 debt in cases where the main account is in another bank);
6. Formalized contracts for the purchase and sale of products;
7. Basic documents for obtaining a guarantee, including an extract from the electronic tender platform, a contract registered in the Unified Electronic Information System of Foreign Trade Operations (TSOYAEAT), a clearly presented invoice for payment for a customs warehouse in accordance with Resolution No. VMQ-210, and other documents;
8. Documents related to the place of activity (cadastre, lease agreement, e-auction act, khokim's resolution and other supporting documents not prohibited by law), except for cases where the place of activity is not required;
9. Report of an independent appraisal organization on the collateral object;
10. Cadastral document (extract and cadastral passport) if the collateral object is real estate. Also, a lease agreement if the right to a land plot is leased;
11. Certificate of registration of the vehicle (technical passport) in case the object of the pledge is a vehicle;
12. Certificate of registration of the special equipment in case the object of the pledge is a special equipment;
13. Consent of the founders of the third party (enterprise) pledging the property to pledge the property as collateral for the loan;
14. Constituent documents of the third party pledging the property (if the enterprise is serviced by another bank);
15. Copy of the passport of the third individual pledging the property, copy of the passport of the director and chief accountant of the third legal entity (if any) (if the enterprise is serviced by another bank);
16. Additional documents may be required depending on the nature of the project.
When providing a guarantee as a loan/guarantee security (business entities operating with or without the status of a legal entity):
1. Consent of the founders of the guarantor enterprise to provide a guarantee;
2. Balance sheet of the guarantor enterprise (submitted to the relevant DSI in electronic form) for the last reporting period, financial results report (except for cases where forms 1 and 2 are received electronically by the Bank from the DSI database);
3. Quarterly balance sheet of the guarantor enterprise for the last period, financial results report (if the enterprise was registered after the last fiscal year or received credit funds after the last fiscal year);
4. Constituent documents of the guarantor enterprise (if the enterprise is serviced by another bank);
5. Copy of passport of the director and chief accountant of the guarantor enterprise (if any) (if the enterprise is serviced by another bank);
6. Information on the guarantor's account turnover in other banks and card debt;
