Up to 40 mln EUR equivalent
maximum amount of credit
Up to 12 months
Credit term
UZS, USD, EUR
Credit currency
From 24 %
Credit rate in national currency
From 12 %
Credit rate in foreign currency
Purpose of credit:
Within the framework of the Risk Sharing Framework Agreement signed between the European Bank for Reconstruction and Development (EBRD) and the bank, the Enterprise will be able to replenish its working capital in order to carry out its activities:
- purchase of finished products and raw materials;
- payments for services (advertising, logistics and other services);
- utility bills;
- budget payments (taxes, customs, etc.).
Currency:
Sum, US dollar, evro
Credit term:
Up to 12 months
Interest rate:
Determined based on the feature of the project
- In national currency: 24%-26% per annum
- In foreign currency: 12%-14% per annum
Grace period:
Up to 4 months
Credit amount:
Up to the equivalent of EUR 40.0 million, but not exceeding 70% of the project value
Credit collateral:
The total value of the collateral for the product must cover at least 125% of the loan amount (130% for persons affiliated with the bank)
Property collateral:
Real estate, autotransportations, special equipment, property rights, precious metals, securities, finished products in warehouses and other property that falls into the property category
Non-property collateral:
Corporate client guarantee, insurance policy, guarantee of JSC "Entrepreneurship Development Company"
1. Application
2. The constituent documents of the borrower and the consent of the shareholders to obtain a loan, formalized in accordance with the procedure established by current legislation (except for private enterprises);
3. The balance sheet of the borrower (submitted to the relevant DSI in electronic form) for the last reporting period, the report on financial results (except for cases where forms 1-2 are received electronically by the Bank from the DSI database and are not required for the provision of credit without financial analysis);
4. The quarterly balance sheet for the last period, the report on financial results (in cases where the financial activity period does not cover this period, a balance sheet prepared promptly and a report on financial results are submitted);
5. Information on account turnover in other banks;
6. A copy of the purchase and sale agreement with local enterprises or an import agreement with foreign enterprises for the purchase of products (the contract or its specification must indicate the capacity, model, quantity, year of manufacture and nature of the fixed asset, its breed, sex and weight when purchasing cattle, and its technical characteristics when purchasing special equipment);
7. A breakdown of the debtor's receivables and payables of the borrowing enterprise;
8. Other documents may be requested depending on the feature of the project
