Building materials

For the development of enterprises producing building materials - with favorable conditions and broad business support

Для обратной связи

О продукте

Within the bank limit

Maximum amount of credit

Up to 36 months

Credit term

Up to 6 months

Grace period

In national and foreign currency

Credit currency

Based on lending terms

Credit rate

Medium business

Client

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Conditions
Necessary documents

Basic information

Purpose of credit:

Replenishment of working capital

Export and pre-export financing

Purchase or renewal of fixed assets

Development of production of building materials

Currency:

In national currency(sum)

Foreign currency

Sources of financing:

Bank's own funds

Attracted resources

Credit term:

From bank funds:

For working capital and export - up to 18 months

For fixed assets - up to 36 months

From borrowed funds - based on resource conditions

Grace period:

From bank funds - up to 6 months

Based on attracted resources - up to the specified period

Interest rate:

In an amount not lower than the current rates for loans, factoring and leasing in the banking system

Based on the interest rate and margins established within the framework of targeted resources, in accordance with regulatory documents

Credit collateral:

Collateral of at least 125% of the loan amount

Types of collaterals accepted:

Real estate (except greenhouses and poultry complexes)

Autotransportations - no more than 5 years old

Special equipment - no more than 3 years old

Cash (deposit)

Guarantee, insurance policy and other additional provisions

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To obtain a loan, the client must provide the following documents:

Application
Balance sheet and financial results report (for the last period)
Quarterly reports
Founders' decision to consent to receive a loan
Account turnover in another bank (if the main account is in another bank)
Sales contracts for the purpose of the loan
Guarantee basic documents, electronic tender or foreign trade contracts
Documents related to the place of activity (cadastre, lease agreement, khokim's decision, etc.)
Independent assessment conclusion on the collateral object
In case of real estate - cadastral documents
In case of motor vehicles - technical passport
In case of special equipment - a document confirming its registration
Documents of permission for collateral from the founders of a third party (enterprise)
Constituent documents of a third party enterprise
If a natural person provides collateral - a copy of a passport
Other additional documents specific to the project