Individually determined
Maximum amount of credit
Up to 18 months
Credit term
Up to 6 months
Grace period
UZS, USD, EUR, RUB
Credit currency
From 24 %
Credit rate in national currency
From 12 %
Credit rate in foreign currency
Purpose of credit:
to replenish working capital
Currency:
Sum, US dollar, evro, ruble
Credit term:
Up to 18 months
Interest rate:
Determined based on the nature of the project
in national currency: 24%-26% per annum
in foreign currency: 12%-14% per annum
Credit amount:
determined by the client's scoring-based rating
Credit collateral:
The total value of the collateral for the product must cover at least 125% of the loan amount (130% for persons affiliated with the bank)
Type of collateral:
- real estate, vehicles, special equipment, property rights, precious metals, securities, finished products in warehouses and other property belonging to the property category;
- guarantees of corporate clients, insurance policies, guarantees of JSC "Entrepreneurship Development Company".
1. Application
2. The Client's constituent documents and the latest amendments thereto.
3. The balance sheet (Form 1), the report on financial results (Form 2), the distribution of receivables and payables for the last reporting period submitted by the Client to the relevant state tax inspectorate.
4. Information on the turnover and balances of accounts in other banks (all accounts, including credit and card accounts) for the last one year (if any).
5. Consent of the Client's authorized body to obtain a loan, formalized in accordance with the procedure established by current legislation.
6. Documents confirming the authority of the authorized head acting on behalf of the debtor on the basis of the charter/regulations or the authorized representative acting on his behalf to sign a loan agreement (order, power of attorney, etc.)
7. Copies of contracts concluded with the Buyer for the supply of products.
8. A business plan approved in accordance with the established procedure for granting a loan.
