Get initial advice by phone or at a bank office
Submit the necessary documents to the bank and wait for the bank's positive decision
Sign a credit agreement with the bank and transfer your funds to your card (cashless transfer)
Passport or ID-card
Sales contract
Self-employement registration document (if necessary)

График погашения
Purpose of credit
Purchase of Tracker, Onix, Captiva or Traverse autotransportations from the manufacturer or its official dealers and cover insurance costs.
Credit amount
In the amount specified in the purchase and sale agreement for the purchase of the car.
Grace period
Up to 3 months
Initial payment
At least 50% of the car's value
Payment Interval
Monthly
Payment method:
Annuity - equal amounts at regular intervals
Differential - a decreasing amount
Credit collateral:
An insurance policy against the risk of non-repayment of the credit is required before the car is registered as collateral.
After the automobile is delivered:
The automobile is seized based on the VIN code.
The collateral value must be at least 125% of the credit amount.
For persons related to the bank – not less than 130%
Additional terms and conditions:
Up to 3 co-borrowers can be involved
Official and unofficial income is taken into account (including self-employed)
The credit is provided in the national currency - sums
The credit is provided only on the basis of a positive underwriting decision
The credit is provided only for new cars in the primary market

