"Uzavto-Imkon " autocredit
Loan for the purchase of new vehicles from UzAuto Motors.
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Credit amount
Credit interest rate
Credit term
Grace period
How to get a autocredit from "Uzavto-Imkon” ?
Get initial advice by phone or at a bank office
Submit the necessary documents to the bank and wait for the bank's positive decision
Sign a credit agreement with the bank and transfer your funds to your card (cashless transfer)
Passport or ID-card
Sales contract
- Self-employement registration document (if necessary)
- Documents confirming income
SMS
By sending to 2500
By bank
At any office
Bank cards
via the SQB Mobile app
Calculator
To'lov turini tanlang
To'lov jadvali
Purpose of credit
Purchase of new vehicles (Tahoe High Country, Damas, Labo, Onix, Tracker, Captiva) from UzAuto Motors through official dealers.
Credit amount
Up to 75% of the vehicle value specified in the sale and purchase agreement.
Grace period
Up to 3 months
Initial payment
At least 25% of the car's value
Payment interval
Monthly
Payment method
Annuity — equal payments at regular intervals
Differential — decreasing payments over time
Credit collateral
Collateral: the purchased vehicle
Maximum loan-to-value (LTV): up to 75%
Collateral value: at least 133.3% of the loan amount
Until collateral registration, loan default insurance is required
Additional terms and conditions
- Up to 3 co-borrowers can be involved
- Both official and unofficial income are considered (including self-employed)
- The loan is provided in the national currency (UZS)
- The loan is granted only upon a positive underwriting decision
- The loan is available only for new vehicles in the primary market
- Must be a citizen of the Republic of Uzbekistan
- Must be over 18 years old and not older than 65 at the time the loan is fully repaid
- Must have a stable and sufficient source of income
- Must not have overdue debt obligations
- Debt burden ratio must not exceed 50%
- Must have a positive credit history for the last 24 months
- Passport or ID card
- Income information
- Vehicle purchase and sale agreement
- If necessary — certificate of self-employed status
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