Supervisory Board

Professional Experience: Over 22 years of experience in the financial and banking sector of Western Europe and CIS countries.

Education: Graduate of the University of World Economy and Diplomacy (Tashkent), Manchester Metropolitan University (BA in Business Economics, UK), and the University of Strathclyde (MSc in Finance, UK). Holder of the internationally recognized CFA (Chartered Financial Analyst) designation.

Work Experience: Extensive background in various commercial banks and insurance companies, holding analytical and executive positions. Roles include Project Office Manager at the National Bank (Uzbekistan), Sales Department for Insurance Products at Co-op Insurance Group (Manchester, UK), Analyst and Director in Debt Capital Markets at HSBC (London, UK), Head of the Debt Management Department at the Ministry of Finance of Uzbekistan, Deputy Minister of Finance, and Co-Founder and CEO of Infrasia Capital (London, UK).

Professional Experience: Over 20 years of experience in the financial and banking sector as well as in public administration, holding executive positions.

Education: Higher education. Graduated from the Tashkent Financial Institute with bachelor's and master's degrees. Specialization: Project financing and monitoring.

Work Experience: Extensive experience in investment management at the Fund for Reconstruction and Development of the Republic of Uzbekistan, serving as Deputy Executive Director of the fund for over 5 years.

Professional Experience: Over 20 years of experience in the financial sector, holding senior executive positions in government administration.

Education: Bachelor's and Master's degrees from the Tashkent Financial Institute, specializing in "Banking and Credit."

Work Experience: Began his career at LLC "Print X" as a cashier-accountant. Spent 18 years at the Ministry of Finance, holding leadership positions. Served as Deputy Chairman and later First Deputy Chairman of the Treasury Committee under the Ministry of Economy and Finance of the Republic of Uzbekistan for 4 years.

Professional Experience: Over 23 years of experience in financial and banking institutions in Russia.

Education: Higher education. Graduated from the Moscow Banking School of the Central Bank of the Russian Federation and the All-Union Correspondence Financial and Economic Institute, specializing in Finance and Credit.

Work Experience: Extensive background in various commercial banks and financial companies in Russia, holding analytical and executive positions. Roles include positions at CB "National Credit," AOOJ "Joint-Stock Commercial Bank for Entrepreneurship Promotion 'FondServiceBank,'" CJSC Audit Company "KPMG," East Siberian Bank of Sberbank of Russia, and CJSC Joint-Stock Commercial Savings Bank of the Russian Federation.

Professional Experience: Over 23 years of experience in the financial and banking systems of Western and Eastern Europe, as well as CIS countries.

Education: Higher education. Graduated from the Catholic University of Leuven (Belgium) and New York University (USA), specializing as an Economist, MBA.

Work Experience: Extensive background in commercial banks and financial companies, holding analytical and executive positions. Notable roles include:

ABN AMRO Bank (Netherlands)
Rabobank (Ukraine)
AKBANK (Netherlands)
Delta Lloyd Bank (Netherlands)
KMB Intesa Sanpaolo (Russia)
IFC/World Bank: (Risk Management, Corporate Governance, SME Banking) (Eastern Europe / Central Asia)
Loco Bank (Russia)
Demir Bank (Azerbaijan)
Banking for Development B.V. (Netherlands)
UAB Travel Union (Lithuania)

Professional Experience: 20 years of leadership experience in top Western financial institutions within the CIS region.

Education: Higher education. Earned a Master of Arts and Sciences in Physics from Johns Hopkins University, Baltimore, Maryland (USA), and a Bachelor’s degree in Physics with honors from Tbilisi State University (Tbilisi, Georgia). Specialization: Economist. Holds a Ph.D. in Physics.

Work Experience: Extensive experience in commercial banks and financial companies in analytical and leadership roles. Previous positions include roles at BTA Bank (Georgia), Bank of Georgia (FTSE 250), JSC "Partnership Fund" (Georgia), and Alpha Plus Asset Management (Georgia).

Over 30 years of experience in Russia’s financial and banking sector.

Education:
1990–1995 – Moscow State Academy of Management named after S. Ordzhonikidze: Diploma with Honors in Economics, Faculty of International Economic Relations, specialization in IT in Management
1999–2001 – UK Chartered Association of Certified Accountants (ACCA), active member
2004 – Euromoney Training: “Developing and Testing Internal Bank Models for Credit Risk Assessment under Basel II” (32 hours)
2006 – REA-Risk Management (under Plekhanov Russian University of Economics): Financial Risk Management program in preparation for the GARP exam (200 hours)
2022 – ESG Investing Certificate from the CFA Institute (100+ hours)
Member of the Russian Association of Independent Directors (www.nand.ru)

Professional Experience:
1993–1998 – Mytishchi branch of Unicombank: Economist, Senior Economist
1998–1999 – Non-profit Partnership “Agency for Economic Development”: Senior Economist, Chief Accountant
1999–2007 – KPMG CJSC: Audit Assistant, Consulting Assistant, Consultant, Senior Consultant, Manager

2007–2022 – Moody’s Investors Service, Moscow branch: Assistant VP – Analyst, VP – Lead Analyst, VP – Senior Credit Specialist.

Over 20 years of experience in IT and finance.

Education:
Aarhus University, MSc in Finance and International Business;
University of Montana, MBA;
AARHUS TECH, Certificate in Multimedia Design and Communication;
Tashkent State University of Economics;
National Statistics Committee;
Industrial Program – PhD in Economics.

Specialization: IT and operational risk management.

Professional Experience:

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