CONVINIENT AUTO

For the purchase of all types of transportations

Для обратной связи

О продукте

Up to 500 000 USD equivalent

Maximum amount of credit

Up to 48 months

Credit term

Up to 6 months

Grace period

In national and foreign currency

Credit currency

Individually determined

Interest rate

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Conditions
Requirements for the borrowers
Necessary documents

Basic information

Purpose of credit:

Purchase of new transportations (cars, electric vehicles, freight and passenger vehicles) under a contract no more than 2 years after manufacture.

Currency:

national currency (sum)

foreign currency (US dollar and others)

Credit term:

from the bank's own funds - up to 48 months

at the expense of attracted funds - in accordance with the terms of the attracted funds, but not exceeding 48 months

Interest rate:

The applicable interest rate is determined individually depending on the client's financial situation and lending conditions.

Credit amount:

Up to the equivalent of 500,000 US dollars

Grace period:

from the bank's own funds - up to 6 months

at the expense of other attracted funds - according to the terms of the attracted funds

Credit collateral:

at least 125% of the loan amount (for related persons – 130%)

Special conditions:

Up to 5 cars can be purchased under the loan

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Legal entity (medium business segment).
Credit load — no more than 150%.
Absence of overdue debts to “Uzsanoatqurilishbank” and other commercial banks.
Positive financial results for the last reporting period.
Presence of own working capital.
Absence of Kartoteka-2 debts.
Absence of litigation and off-balance sheet debts.
Absence of cases of misuse of loans in the banking system.
Credit coverage — at least 125% (for related parties — 130%).

Documents required to obtain a credit

Application form.
Balance sheet and financial statement of the borrower for the last reporting period (submitted to the DSI in electronic form).
If forms 1 and 2 were received electronically by the Bank from the DSI database, resubmission is not required.
Quarterly balance sheet and financial results report for the latest period.
Consent of the founders of the borrowing enterprise to obtain a loan in accordance with the procedure established by current legislation.
Decision of the general meeting of pledge participants: on the presentation of the pledged property and the implementation of pre-trial collection against it.
Decision of the general meeting of the borrower's participants: on the provision and placement of deposit funds as collateral.
Information on account turnover in other banks (in cases where the main account is in another bank) and card-2 debt.
Purchase and sale and/or import contracts.
Documents related to the place of business:
- cadastral documents,
- rental agreement,
- e-auction certificate,
- governor's decision,
- other supporting documents not prohibited by law.
  These documents are not requested in cases where the place of business is not required.
Depending on the nature of the project, additional documents may be required by the Bank.