| Purpose |
To replenish client's main account in case of insufficient funds on it | |
Currency | UZS | |
Source of financing |
Bank's own funds; | |
Term |
Up to 12 months, on the basis of open line | |
Amount |
In the amount up to 25% of the average monthly value of receipts from the sale of products to client's account in the Uzpromstroybank system for the last 6 months, but no more than 5.0 billion UZS.
Even if several such products are registered in parallel for the client, their total amount should not exceed 5 billion UZS. | |
Grace period for principal debt |
If there are funds on client's account, then these funds are automatically used to repay debt by direct debit. | |
Frequency of payment of principal amount and interest |
Interest is calculated for the days of actual use and deducted at the end of each month. | |
Interest rate | ||
At the expense of the bank's own funds, in national currency (UZS) |
In the amount established for working capital according to the decision of the Management Board on the establishment of interest rates on credit operations and operations equivalent to them in the bank's system. | |
Additional conditions | ||
Client activity |
Clients with the period of activity more than one year from the date of state registration | |
Customer account |
The main account must be in the system of JSCB "Uzpromstroybank". | |
Presence of profit in the financial results statement (Form 2) |
Positive | |
Debt on file number 2 |
Must not be | |
Credit rating (creditworthiness) |
If the credit rating is not lower than the CC rating according to the scoring analysis system in accordance with the Procedure for organizing risk management works in the JSCB Uzpromstroybank system; | |
Debt on existing credit operations and equivalent operations |
No overdue debt | |
The number of cases where the principal debt has been carried over from month to month in the last 12 months. |
No more than 5 cases in the system of JSCB "Uzpromstroybank". | |
Loan security |
Not required (reliable loan) | |
Checking the intended use of the loan |
Not required | |
