Trade financing

International bank trading services has a significant potential for increasing general profitability of the bank and following questions appropriate for consideration, by the management, and also by the employee of the bank:

1) Source of commission income

The Majority of the international banks trading services are given on base of the commission and commission from international bank trading services can provide one of the main sources of the commission income within the bank. Documentary letters of credit, collection of payments, Payments, obligation and guarantees -all these operations are given on base of the commission. Developing relations with costumer, having successful business, bank can form the significant share in the general briefcase of the income at the expense of the commission.

2) Requirements on financing

On the strength of that that many from these operations are reflected on balance, requirements on financing of these operations minimum. This brings to the main economy of means in fair- and long-term prospect at the expense of economy of expresses for attraction of the deposits and financing credits, which are significant.

3) Percent interest

On the strength of absence of the requirements on financing, the level of the charging commissions can be determined, mainly, by the level of competitions on the market and risks connected with introducing of this product. The Banks, giving services on balancing operations, have more liberties in determination price policy, than at issue of the credit, when main requirement on covering the cost of the means must be realized. The Achievement of the satisfactory level of the commission income is an important factor for the bank in term of the developing economy and gives the bank greater possibilities.

4) Full spectrum of the bank services

By the bank the international trade products will raise the level of the services, proposed to the corporative costumers. Introducing such products will become more important on measure of the development of the bank sector, In accordance with rising volume of the international trade and requirement of the certain knowledge in this sphere, presented to majority kind of activity, granting the international bank trading services will have all increasing importance. In the event of direct foreign investments, the ability of the local bank, to provide the full spectrum of the international bank trading services, also can serve as the key factor in attraction large clients into the bank.

For reference and consultation please contact:

• Director of the department on co-ordinations of investment activity Hamidova Feruza - a chief of management

• Division of the Service Investment Projects Usmonova Dilafruz - a chief of the Division

• Division of the Financing Projects of the Small Business Hasanov Timur - acting manager chief of the Division

• Division of the trade financing Burhanova Shahzoda - a chief of the Division

The Address: 700000 Tashkent, 3 SHahrisabzskaya Street.

Telephones: (998 71) 120-45-75, 120-45-32, 120-45-31, 120-45-90 Faxes: (998 71) 120-45-32, 136-05-92