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"OVERDRAFT"


Convenient credit for goods and services.






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How to get a credit?

Steps to get a credit

Get a preliminary consultation by phone or at the bank's office

Submit the necessary documents to the bank and wait for a favourable decision

Sign a credit agreement with the bank


Documents required
  • Passport or ID-card

  • Income statement

  • Сredit security documents

The credit is issued to citizens of the Republic of Uzbekistan aged from 18 to 65 years old

Credit repayment methods

SMS

Send to number 2500

At the bank

In bank offices

From card

Via SQB mobile app

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Download SQB mobile

  • Credit conditions
  • Credit recipient requirements
Basic information

Credit amount:

up to 50 million sums

Credit term:

12 months

Grace period*:

8 months

Method of repayment:

differential

Interest rate*:

26,9 %



Support:

- third party guarantee

- loan default risk insurance policy

- pledge of property

Additional Terms:

- the limit is set based on the client      

- interest on the loan is accrued on the utilised part (balance) of the loan. There is a possibility of early repayment without additional payments

- when the debt is repaid, the credit limit is renewed. During the last 4 months the credit limit is reduced by 1/4 part monthly




Files

Contract

Download
download
  • citizenship of the Republic of Uzbekistan;

  • age from 18 to 70 years inclusive;

  • availability of an Uzpromstroybank bank card to which salary is regularly paid;

  • debt burden on all issued loans, guarantee obligations should not exceed 50% of the average monthly income;

  • regular income for the last 6 months;

  • income document (electronic data will be obtained through the Crobs programme).


Last updated date: 12.11.2025 16:12  
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