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Barcha kreditlar
Debt transfer loan
Safely transfer mortgage and consumer debt from one borrower to another with the borrower's consent.
Credit amount
outstanding balance
Annual rate
identical to original
Maturity
identical to original
Currency
UZS
Calculator
To'lov turini tanlang
Differensial
Kredit miqdori
Boshqa xizmatlar
Muddati
To'lov jadvali
*Hisob-kitoblar faqat ma'lumot uchun mo'ljallangan. Umumiy hisob individual ravishda hisoblanadi.
How do I get a credit?
Steps to get a credit
Get a preliminary consultation by phone or at the bank's office
Submit the necessary documents to the bank and wait for a favourable decision
Sign a credit agreement with the bank (the amount will be transferred to the university account)
And on to new knowledge!
Documents required
Passport or ID-card
Income statement
Loan security documents
The credit is granted to citizens of the Republic of Uzbekistan under the age of 65.
Loan repayment methods
SMS
Send to number 2500
At the bank
In bank offices
From card
Via Joyda mobile app
Batafsil shartlar
Basic information
Purpose of the loan:
transfer of mortgage and consumer loans that have been allocated by the Bank to a new borrower with the borrower's consent.
Loan amount:
remaining loan amount according to the terms of the original loan agreement
Favour Period*:
applies if there is a corresponding clause in the original loan agreement
Method of repayment:
complies with the terms of the original loan agreement
Minimum down payment:
the amount outstanding under the original loan agreement
Requirements for loan collateral:
- comply with the terms and conditions of the original loan agreement.
Objects pledged under mortgage and consumer loans must be reissued in the name of the new borrower without removing the pledge and pledged to the bank in accordance with the established procedures. Real estate and motor vehicles purchased under the loan may not be released from the pledge.
Loan liabilities must be secured at a level of at least 125%. The amount of collateral for persons related to the bank may not be less than 130 % of the total loan amount.
The missing part of the loan collateral can also be secured by a non-repayment insurance policy or an individual's guarantee.
Uzbek citizenship
age from 18 to 65 years inclusive
having a permanent job or a legal and documented source of income sufficient to repay the loan interest and principal amount in accordance with the payment schedule
List of documents to be accepted from the borrower/co-borrower/guarantor:
passport or ID card
income data/electronic data (also available through the Crobs banking programme)
Other documents specified in the legislation may also be required
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Oxirgi yangilanish sanasi: 24.05.2024 16:07
