Tariffs for banking services in JSCB Uzpromstroybank (in new edition)

№

Types of operations

Amount

Note

Customer Account Transactions.

1

Opening, closing and re-registration of accounts (in national and foreign currency for current, savings and time deposit accounts)

It's free

2

Replenishment of individual's accounts with cash and non-cash funds

It's free

3

Accrual and payment of interest on balances on savings and time deposit accounts in national or foreign currency: - residents - individuals - non-residents - individuals

It's free

   10 % of the amount of accrued interest income

In accordance with the terms and conditions of the deposit (according to the agreement between the client and the bank or the interest rate specified in the electronic offer)

In accordance with Article 382 of the Tax Code of the Republic of Uzbekistan, income tax is withheld and transferred to the budget

4

Provision of account statement.

5 % of GRV (incl. VAT)

5

Issuing statements of account balance, deposit and bank card transactions to customers or their legal representatives (including the Tax Committee, embassies and other authorities):

- Through bank branches

- Through the bank's mobile application

50,000 soum. (including VAT)

Free of charge  

At the customer's request at the bank branch

According to the sequence of operations via the application

6

At the request of citizens (inheritance, legal succession) search for deposits

30 % of GRV (incl. VAT)

In accordance with the client's application. Exceptions: Notary Public, Enforcement Bureau (MIB) and law enforcement authorities

7

Issuance of payment certificate in case of loss of payment receipt document by the client (except for loan payments)

25 % of GRV (incl. VAT)

In accordance with the client's application

Maintenance of deposit accounts.

8

Transfer of funds from bank cards to deposit accounts

It's free

Funds on bank cards issued by all commercial banks 

Funds are transferred subject to the relevant deposit conditions

9

Cash withdrawal for non-cash wages, pensions, allowances, scholarships, alimony and similar payments:

- If funds are received on accounts opened in branches of JSCB Uzpromstroybank

- if the funds were received on accounts opened in other commercial banks of the Republic of Uzbekistan.

It's free

1 % of amount

In accordance with the contract concluded with legal entities or individuals

10

Cashing of charitable funds received by wire transfer to the account of a natural person

It's free

On the basis of the signed contract

11

Cash services for refund of initial mortgage loan down payments made in cash to individuals

It's free

12

Cash services for the issuance of cash non-cash deposited to the deposit account on the basis of the decision of the authorised bodies (to compensate for damage caused to citizens)

0.5 % of the amount

On the basis of the signed contract

13

Cash services on issuance of collateral amount non-cashly credited to deposit accounts on the basis of the decision of authorised bodies

0.5 % of the amount

On the basis of the signed contract

14

Cash services on disbursement of funds:

- funds received from sale of shares of JSCB Uzpromstroibank

- Dividends on shares of JSCB Uzpromstroybank

1 % of the amount

Free of charge

On the basis of the signed contract

15

Cash services for issuance of compensation funds transferred by wire transfer for individuals whose houses were demolished

It's free

On the basis of the signed contract

16

Cash services for the disbursement of funds credited to the deposit account by non-cash means, including through plastic cards (except as specified in paragraphs 11-16)

1 % of the amount

On the basis of the signed contract

17

Cash withdrawal on non-cash funds received on deposit accounts from other branches of JSCB Uzpromstroybank (if the source of funds formation is cash)

It's free

Applies to deposits made in cash to cash offices of branches of JSCB Uzpromstroibank JSCB

18

Transfer of non-cash funds received on demand deposits:

 - on demand deposits (deposits) in other commercial banks 

- on demand deposits, savings, term and card accounts in JSCB "Uzpromstroibank" in this or other branches

0.5 % of the amount

Free of charge

Based on the agreement signed between individuals and bank branches. Transfer of funds from demand deposits, previously replenished in cash, savings and term deposits, accrued interest income, dividends on shares of JSCB Uzpromstroibank, as well as initial instalments on car loans and mortgage loans - free of charge

19

Transfer of funds from deposit for loan repayment and interest payments:

- other commercial banks

- on loans in the system of JSCB Uzpromstroybank

 1 % of the amount

Free of charge

Provision of services in foreign currency

20

Transfer of non-cash funds on demand deposits in foreign currency:

- to demand deposits or bank card accounts in branches of JSCB "Uzpromstroibank" or its other subdivisions

- on deposits (deposits) in other commercial banks

- transfer of funds abroad through international money transfers (TIR)

Free of charge

0.5 % of the amount

According to TIR system tariffs

21

Issuance of cash in foreign currency received on deposit accounts of resident individuals from foreign countries or other commercial banks by means of transfer

0.5 % of the amount

Based on the depositor's application, the intermediary fee is charged at the Central Bank's bank exchange rate on the day of the transaction

22

When channelling funds from individuals' deposit accounts in foreign currency to replenish the accounts of legal entities, as well as to repay credit indebtedness

0.5 % of the amount

Based on an agreement signed between individuals and banking units. Interest income accrued on savings, term deposits and previously deposited cash on demand deposits - free of charge

Payment acceptance

23

Acceptance of utility and other types of payments from the customer (payments specified in the list of the Central Bank in the clearing settlement system - "MUNIS") (except for payments specified in paragraph 26 of this paragraph related to the "MUNIS" system)

It's free

On the basis of the agreement concluded between the Central Bank and the organisations. Payments are made through the MUNIS system

24

Acceptance of other one-off payments from the customer (payments not included in the list of the clearing system of the Central Bank - "MUNIS" and not related to the contract with the bank, except for the cases specified in clause 26)

1 % of the amount

25

Payments on loans and leasing (interest):

- To other commercial banks and microfinance organisations;

- in branches of JSCB Uzpromstroybank

Acceptance of payments to bank accounts of organisations and enterprises that have or have opened deposit accounts in branches of JSCB "Uzpromstroybank"

       2 % of the amount

Free of charge

Free of charge

The service fee is charged from the company or individual receiving the payment in accordance with the agreement

In this case the payment document signed by the client is considered to be his written order

In this case, an individual does not pay a grading fee when making a payment. For example: when making a payment in the amount of 50.0 million soums, the 0.5 % commission will be 250.0 thousand soums

For taxes and duties, charitable funds, donations and zakat

It's free

Payments for institutions and organisations organising auctions (for participation in auctions)

1 % of the amount

Other payments - for the purchase of new cars (to deposit accounts of GM Avtosanoat or dealers), for the purchase of residential property, for compensation for material damage in criminal cases and bail, for customs, diplomatic missions, for the replenishment of share capital, financial aid, as well as other one-time payments

In the system of SQB bank - free of charge.

In other banks:

Up to 10,000,000 soum. - 1%,

from UZS 10,000,001 to UZS 50,000,000. - 0.5 per cent, over 50,000,001 UZS. - 0,3%.

Other services

26

Exchange or consolidation of the currency of one foreign country for the same currency of that country

1 % of the amount

Accepted in the national currency at the Central Bank exchange rate

27

Exchange of cash currency of one foreign country for cash currency of another foreign country (conversion)

In accordance with the current exchange rates of the bank

Foreign currency in cash received from the customer is accepted at the bank's buying rate and the exchanged currency is issued at the bank's selling rate (cross rate)

28

Exchange of damaged but negotiable foreign currency for undamaged currency of the same type or exchange for cash sums

5 % of the amount

Accepted in the national currency at the Central Bank exchange rate

29

Acceptance of unusable banknotes for collection and sending to a foreign bank

15 % of the amount

30

Transfer of funds on the territory of the Republic of Uzbekistan through the "O'zbekiston Ekspress" money transfer system without opening a deposit account

1 % of the amount

Half of the service fee received is transferred to the bank that makes the remittance payment

31

Transfer of funds outside the Republic through the international money transfer system without opening a deposit account and their disbursement

Intermediary fees are charged in accordance with the terms and conditions of special partner programmes

32

Rental of individual deposit boxes. Cell size:

1) 40 * 275 * 410

2) 75 * 275 * 410

3) 185 * 275 * 410

4) 260 * 275 * 410

6% of GRV (incl. VAT)

10 % of the GRV (incl. VAT)

15 % of the GVW (VAT included)

20 % of the GER (incl. VAT)

33

For loss of safe deposit box key due to the customer's fault

100% of GRV (incl. VAT)

34

A fine is charged for damage to the safe deposit box caused by the customer's fault (including for breaking the lock in case of loss of the key and in other cases).

In the amount of two times the basic calculation amount (including VAT)

35

In accordance with the terms and conditions of the agreement, after the expiry of the safe deposit box rental period, if the customer does not renew the agreement, a fine for each day of delay will be charged

10,000 sum. (including VAT)

For the days when the safe deposit box was booked without concluding a contract

36

Cash withdrawal through cash desks of JSCB Uzpromstroybank:

From cards of local payment system of JSCB "Uzpromstroybank" JSCB

    1 % of the amount

From cards of local payment system issued within the framework of salary projects of JSCB Uzpromstroybank

 1 % of the amount

From Master Card Black Edition, VISA Infinite, UnionPay Diamond cards issued by JSCB Uzpromstroybank in national and foreign currency

It's free

From VISA Platinum cards issued by JSCB "Uzpromstroybank":

- in national currency

- in foreign currency

 1 % of the amount

Free of charge

From international payment cards issued by JSCB Uzpromstroybank within the framework of salary project

It's free

From other international cards issued by JSCB "Uzpromstroybank":

- in national currency

- in foreign currency

      1 % of the amount

Free of charge

From local payment system cards of other banks.

 1 % of the amount 

Additionally, an intermediary fee may be charged by the issuing bank.

From cards of international payment systems of other banks.

 1 % of the amount

In addition, an intermediary commission may be charged by the issuing bank.

 12

1.

Opening of cards for employees, pensioners, recipients of social payments and scholarships under the payroll project

1.1.

Opening a card - for the first time

It's free

It's free

Not foreseen

Not foreseen

1.2.

Additional card opening (for citizens of Uzbekistan)

50,000 UZS including VAT

50,000 UZS including VAT

Not foreseen

Not foreseen

1.3.

Additional card opening (for non-residents)

80,000 UZS including VAT

80,000 UZS including VAT

Not foreseen

Not foreseen

1.4.

Re-issuance of the card - upon expiry of the validity period

50,000 UZS including VAT

50,000 UZS including VAT

Not foreseen

Not foreseen

1.5.

Re-issuance of the card - in other cases

50,000 UZS including VAT

50,000 UZS including VAT

Not foreseen

Not foreseen

1.6.

Card reissuance (for non-residents)

80,000 UZS including VAT

80,000 UZS including VAT

Not foreseen

Not foreseen

1.7.

Opening a social card - for the first time

It's free

Not foreseen

Not foreseen

Not foreseenо

1.8.

Re-issuance of social card

50,000 UZS including VAT

Not foreseen

Not foreseen

Not foreseen

2.

General conditions for opening cards of local payment systems

2.1.

Opening a card - for the first time

50,000 UZS including VAT

50,000 UZS including VAT

It's free

It's free

2.2.

Qo‘shimcha karta ochish

50,000 UZS including VAT

50,000 UZS including VAT

Not foreseen

Not foreseen

2.3.

Re-issuance of the card - upon expiry of the validity period

50,000 UZS including VAT

50,000 UZS including VAT

It's free

It's free

2.4.

Re-issuance of the card - in other cases

50,000 UZS including VAT

50,000 UZS including VAT

It's free

It's free

2.5.

Opening a card through a terminal

Not foreseen

It's free

Not foreseen

Not foreseenНе предусмотрено

2.6.

Issuance of a card with an illustration on the front side

80,000 UZS including VAT

80,000 UZS including VAT

Not foreseen

Not foreseen

3.

Card maintenance

It's free

It's free

It's free

It's free

4.

Annual interest rate on card balances

0%

0%

0%

0%

5.

Replenishment of the card

5.1.

Cash replenishment via SQB cash desks

It's free

It's free

It's free

It's free

5.2.

Crediting of funds received for other purposes to the card (23120)

It's free

It's free

It's free

It's free

6.

Transfer of funds from card to card upon written application of the client (except for transfer of funds to other cards of the client opened in JSCB "Uzpromstroybank" at closing of overdue, damaged or lost cards of old sample )

0,50%

0,50%

0,50%

0,50%

7.

Payment for goods and services in trade and service enterprises through JSCB "Uzpromstroybank" and local payment systems.

It's free

It's free

It's free

It's free

8.

Bank card blocking

It's free

It's free

It's free

It's free

9.

Unblocking a bank card

It's free

It's free

It's free

It's free

10.

Connection to SMS banking and subscription fee

It's free

It's free

It's free

It's free

11.

Provision of information on the balance and turnover on the card account

50,000 UZS including VAT

50,000 UZS including VAT

50,000 UZS including VAT

50,000 UZS including VAT

1.

Card opening - for citizens of Uzbekistan

30,000 soum including VAT

30,000 soum including VAT

SUM 200,000 including VAT

SUM 200,000 including VAT

500 000 soums incl. VAT

 1,200,000 soum including VAT

1,200,000 soum including VAT

It's free

It's free

It's free

It's free

1.1.

Card opening - for non-residents

50,000 soum including VAT

50,000 soum including VAT

SUM 350,000 including VAT

SUM 350,000 including VAT

700 000 soums incl. VAT

2,000,000 soum including VAT

It's free

It's free

Not foreseenо

It's free

2.

Re-issuance of the card - (for citizens of Uzbekistan)

30,000 soum including VAT

30,000 soum including VAT

SUM 200,000 including VAT

SUM 200,000 including VAT

SUM 200,000 including VAT

 SUM 200,000 including VAT

SUM 200,000 including VAT

It's free

It's free

It's free

30,000 soum including VAT

2.1.

Re-issuance of the card - (for non-residents)

50,000 soum including VAT

50,000 soum including VAT

SUM 350,000 including VAT

SUM 350,000 including VAT

SUM 350,000 including VAT

SUM 350,000 including VAT

SUM 350,000 including VAT

It's free

It's free

Not foreseen

50,000 soum including VAT

3.

Monthly subscription fee

Бесплатно

Бесплатно

Бесплатно

4 USD including VAT

4 USD including VAT

     5 USD including VAT

5 USD including VAT

It's free

It's free

It's free

It's free

4.

Involuntary balance/insurance

5$

5$

30$

50$

50$

50$

5$

0 sums

0$

0$

5.1.

Payment via terminals of local payment systems

0%

0%

0%

0%

0%

0%

0%

5%

0%

0%

5.2.

Payment abroad and online

0,5%

0,5%

0%

0%

0%

0%

0,5%

5%

0,5%

0%

6.1.

Cash withdrawal via terminals and ATMs of local banks

0,5%

0,5%

0,5%

0,5%

0,5%

0,5%

0,5%

5%

2,9%

0%

6.2.

Cash withdrawal abroad through cash desks and ATMs, as well as through international terminals of local banks

2%

2%

2%

2%

2%

2%

2%

5%

2,9%

2%

7.

Replenishment of the card

0%

0%

0%

0%

0%

0%

0%

0%

0%

0%

8.

3D Secure installation, connection to SMS notifications

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

9.

Provision of information on the balance and turnover on the card account

50,000 soum including VAT

50,000 soum including VAT

50,000 soum including VAT

50,000 soum including VAT

It's free

It's free

50,000 soum including VAT

50,000 soum including VAT

50,000 soum including VAT

50,000 soum including VAT

9.1.

Provision of information on card account balance and turnover via the bank's mobile application

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

10.

Card issuance with image application on the front side

80 000 сум. с НДС

Not foreseen

Not foreseen

Not foreseen

Not foreseen

Not foreseen

Not foreseen

Not foreseen

Not foreseen

Not foreseen

11.

Blocking or adding a card to the "Stop list"

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

12.

Unlocking the card

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

13.

PIN change

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

It's free

Operations on execution of correspondent banks' orders in foreign currency

1

Opening a Nostro account

It's free

2

Maintenance of Nostro account

It's free

3

Transfer of funds from correspondent customers to their Nostro accounts

It's free

4

Transfers in foreign currency outside the territory of the Republic of Uzbekistan:

(a) with expenses of the beneficiary

- up to 1 000 USD

- up to 10,000 US dollars

- up to 100,000 US dollars

- over 100,000 US dollars

(b) Without beneficiary expenses

- up to 10,000 US dollars

- up to 100,000 US dollars

- over 100,000 US dollars

100,000 UZS + VAT

UZS 125,000 + VAT

175,000 UZS + VAT

UZS 200,000 + VAT

250 000 soum + VAT

350,000 soums + VAT

450 000 soum + VAT

5

Transfer of funds within the Republic of Uzbekistan (except O'zsanoatqurilishbank JSC) on non-commercial operations, transit transfers:

- up to USD 10,000

- up to USD 100,000

- up to USD 1,000,000

- more than USD 1,000,000

50 000 UZS + VAT

UZS 80,000 + VAT

120,000 UZS + VAT

250,000 UZS + VAT

6

Transfers from Nostro accounts of correspondent banks to accounts of customers of correspondent banks

It's free

7

Transfers from Nostro accounts:

a) to Nostro accounts of banks of the Republic of Uzbekistan

b) to Nostro accounts outside the Republic

50,000 soum + VAT

UZS 120,000 + VAT

8

Issuance of Nostro account statements:

- after the transaction has been executed

- duplicate statement for a period of up to 1 year

- duplicate statement for more than 1 year

Free of charge

125 000 soum + VAT

150 000 UZS + VAT

9

Responses to requests for archival documents:

(a) For up to 1 year

(b) For more than 1 year

100,000 soum + VAT

UZS 150,000 + VAT

10

Preparation of letters, requests, sending them to foreign banks, change of payment instructions, return and cancellation of transfers at the request of correspondent bank

UZS 500,000 + VAT

1

Payment for public utilities and other services through branches of JSCB Uzpromstroybank, as well as through trade and service companies through JSCB Uzpromstroybank

It's free

1

Payment for public utilities, paid and other services through branches of JSCB "Uzpromstroybank", as well as through trade and service companies through JSCB "Uzpromstroybank"

It's free

1

Account opening (in amounts)

It's free

2

Account maintenance fee

0.01% of debit turnover up to UZS 50,000,000,000 for the previous month, balance of debit turnover - free of charge

The fee shall be paid by the participating bank

3

Minimum account balance on the day of transaction

5,000,000 sum*

4

Funds transfer

It's free

5

Monthly report on account turnovers

It's free

6

Account opening (in amounts)

It's free

7

Account maintenance fee

Monthly

UZS 200,000 + VAT

The fee shall be paid by the participating bank

8

Minimum account balance on the day of transaction

5,000,000 sum

9

Funds transfer

It's free

10

Monthly report on account turnovers

It's free

1

Personalisation of the bank's international plastic cards (hereinafter - IBPC), generation of PIN codes and printing of PIN envelopes on banking devices

10 000 soum + VAT

For one card

2

Urgent personalisation of UPSK, generation of PIN codes and printing of PIN envelopes upon request of a partner bank

100,000 soum + VAT

For one card

3

Creation of a personalisation file for printing BCPIs and PIN envelopes on partner bank's devices

5 000 soum + VAT

For one card

For "Social Card" cards issued by ATB "Xalq Bank", the service is free of charge.

4

Urgent creation of a personalisation file for UPSK and PIN envelopes at the partner bank's request on the partner bank's devices

50,000 soum + VAT

For one card

5

Cash withdrawal from IBPC (part of the issuer):

- At ATMs and cash desks of a partner bank*

- At ATMs and cash desks of other banks within the internal** network

- At ATMs and cash desks of other banks

It's free

0.1% of the amount

6

Payment for goods and services using UPSK (part of the Issuer):

- At terminals of a partner bank*

- At terminals of other banks within the internal** network

- At terminals of other banks

It's free

0.1% of the amount

7

Processing of disputed transactions on the BCPI (Chargeback)

150,000 soum + VAT

In one cycle

8

Creation of new IBPC products at the request of a partner bank

UZS 500,000 + VAT

For one scheme

9

Service fees charged by the international payment system (IPS) for the activities of the partner bank

In accordance with the actual value stated in invoices and invoices of the MPS

10

Subscription fee for remote use of UPSK and database maintenance

5,000,000 UZS + VAT

Monthly

11

Fee for changes in the terms of service of the BCPI

UZS 500,000 + VAT

For one product

12

Registration of partner bank's devices in Processing-centre:

- POS terminal registration

- ATM registration

- Registration of E-POS terminal (for e-commerce)

Free of charge

Free of charge

50 000 soum + VAT

Per device

13

Terminal rental

50,000 soum + VAT

Monthly

14

Processing of cash transactions through ATMs and cash desks (acquiring):

- By partner's UPSK;

- By IBPC of other banks

It's free

0.5% of the amount

Amount of transactions on cards of other banks

15

Processing of transactions on payment for goods and services through POS-terminals of a partner bank (acquiring):

- In national currency

- In foreign currency

2.5 per cent of the amount

3 per cent of the amount

16

Processing of transactions for payment for goods and services through E-POS terminals of a partner bank (acquiring):

- In national currency

- In foreign currency

3 per cent of the amount

3 per cent of the amount

17

Sending SMS notifications on IBPC transactions to clients of a partner bank

3 000 soum + VAT

Per card transaction during the reporting month

18

Implementation of a new project (credit products, host2host, loyalty programmes, etc.)

Determined by the decision of the bank's management

19

Provision of connection of mobile applications of partner banks to Processing-centre of JSCB Uzpromstroybank and provision of the following services:

- Information about client's IBPC;

- IBPC balance enquiry;

- Brief account;

- Cancellation of operations with incorrectly entered PIN-code;

- Blocking/unblocking of UPSK;

- Payments via Visa Direct/Mastercard Send/Money Express P2P.

One-time service fee

50 000 000 soum + VAT

Monthly 3,000,000 UZS + VAT

Partner-bank is connected to the system via mobile application using two-way communication channel

20

Release of virtual XBPKs

One-time service fee

30 000 000 soum + VAT

Monthly 1,000,000 UZS + VAT

The service includes the issuance of 10,000 (ten thousand) virtual XBPKs.

For each virtual card exceeding 10,000, the monthly fee will be 150.00 soums + VAT.

21

Implementation of credit XBPK issuance

One-time service fee

100 000 000 soum + VAT

Monthly 5,000,000 UZS + VAT

The service provides for issuance of 15,000 (fifteen thousand) credit XBPK.

For each credit card exceeding 15,000, the monthly fee will be UZS 200.00 + VAT.

The partner-bank should provide the specification for implementation of the credit product.

22

Implementation of the interface for third-party personal offices and technical services

One-time service fee

UZS 200,000,000 + VAT

Monthly 2,000,000 UZS + VAT

JSCB Uzpromstroybank adapts one interface in its format.

23

Provision of partner bank sponsorship services in international payment systems without providing processing services as an associate member

One-time service fee

50 000 000 soum + VAT

Monthly 10,000,000 UZS + VAT

24

Service for charging fees from partner-banks' turnovers without providing processing services (part of issuer and acquiring)

(including co-branded cards)

0.2 per cent of the amount

25

Use of communication channel of international payment systems without providing processing services for partner banks

One-time service fee

50 000 000 soum + VAT

Monthly 10,000,000 UZS + VAT

For each payment system

1

Bond underwriting services (provision of non-guarantee underwriting and consulting services for issuance of corporate bonds in local and international markets)

Depends on the volume of tenders announced by the customer

The amount of payment for the service is determined in the contract concluded by the parties, based on the terms of reference of the tender announced by the customer

2

Equity underwriting services (providing non-guaranteed underwriting and consulting services for equity issuance in local and international markets)

Depends on the volume of tenders announced by the customer

The amount of payment for the service is determined in the contract concluded by the parties, based on the terms of reference of the tender announced by the customer

3

Providing financial transaction counselling services:

- monthly fee for financial counselling

- final one-off payment (financial closure)

USD 5,000 - 15,000 (including VAT)

30,000 - 300,000 USD (including VAT)

The amount of payment for the service is determined in the contract with the customer depending on the volume and complexity of services