Individually determined
Maximum amount of credit
Up to 18 months
Credit term
UZS, USD, EUR
Credit currency
From 24 %
Credit rate in national currency
From 12 %
Credit rate in foreign currency
Individually determined
Grace period
Purpose of credit:
to finance pre-export costs
Currency:
Sum, US dollar, evro
Credit term:
Up to 18 months (up to 90 days when the loan is issued in cash)
Interest rate:
Determined based on the feature of the project
- In national currency: 24%-26% per annum
- In foreign currency: 12%-14% per annum
Grace period:
A loan repayment schedule and grace period are established based on the characteristics of each project and the client's application.
Credit amount:
determined based on the customer's export volume
Credit collateral:
The total value of the collateral for the product must cover at least 125% of the loan amount (130% for persons affiliated with the bank)
Type of collateral:
real estate, autotransportations, special equipment, property rights, precious metals, securities, finished products in warehouses and other property belonging to the property category;
guarantees of corporate clients, insurance policies, guarantees of "Entrepreneurship Development Company" JSC
1. Application
2. The Client's constituent documents and the latest amendments thereto.
3. The balance sheet (form 1), the report on financial results (form 2), the distribution of receivables and payables for the last reporting period submitted by the Client to the relevant state tax inspectorate.
4. Information on the turnover and balances of accounts in other banks (all accounts, including credit and card accounts) for the last one year (if any).
5. Consent of the Client's authorized body to obtain a loan, formalized in accordance with the procedure established by current legislation.
6. Documents confirming the authority of the authorized head acting on behalf of the debtor on the basis of the charter/regulations or a proxy acting on his behalf to sign a loan agreement (order, power of attorney, etc.)
7. A copy of the contracts concluded with the Buyer for the supply of products. In this case, in the case of participation of companies (counterparties) registered in the Russian Federation, Belarus and the Republic of Iran as a party to the contracts for the purchased goods or services, a positive conclusion from international law firms with Tier/Band 1 level in international legal ratings and Chambers & Partners, Legal 500 and IFLR 1000 ratings must be provided. (Can be provided after the loan agreement is formalized)
8. Business plan approved in accordance with the established procedure for the allocation of a loan.
9. Letter of guarantee from the territorial departments of the Ministry of Investments and Foreign Trade (as established in the Procedure for the purchase of agricultural products in cash in accordance with the internal regulatory document of the Bank)
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