Up to an amount not exceeding 70% of the project cost
Maximum amount of credit
Up to 60 months
Credit term
Up to 24 months
Grace period
UZS, USD, EUR
Credit currency
From 24 %
Credit rate in national currency
From 12 %
Credit rate in foreign currency
Purpose of credit:
To organize and/or expand activities, purchase fixed assets, special machinery, equipment, including a modern laboratory, finance construction work, including the purchase of materials necessary for construction and other payments, support the export of construction products and the production of import-substituting construction materials, and organize a modern construction materials market;
Carry out geological work;
Finance license costs for mineral resources and costs associated with the production of other construction materials
Currency:
Sum, US dollar, evro
Credit term:
Up to 60 months
Interest rate:
- without coverage at an annual rate of not less than 5.0%;
- with coverage (in cash): at an annual rate of not less than 0.5%
Credit amount:
unlimited
Credit collateral:
Must provide at least 125% of the loan amount (130% for persons affiliated with the bank)
Type of collateral:
- real estate, vehicles, special equipment, property rights, precious metals, securities, finished products in warehouses and other property belonging to the property category; when covered with cash, 100% in the currency of the guarantee, and for guarantees in foreign currency, 110% in the national currency.
- surety, shares, future cash flows, insurance policy in an amount not less than 125% of the guarantee amount
1. Application form
2. The Client's constituent documents and the latest amendments thereto.
3. The balance sheet (Form 1), the report on financial results (Form 2), the distribution of receivables and payables for the last reporting period submitted by the Client to the relevant state tax inspectorate.
4. Information on the turnover and balances of accounts in other banks (all accounts, including credit and card accounts) for the last one year (if any).
5. Consent of the Client's authorized body to obtain a loan, formalized in accordance with the procedure established by current legislation.
6. Documents confirming the authority of the authorized head acting on behalf of the debtor on the basis of the charter/regulations or the authorized representative acting on his behalf to sign a loan agreement (order, power of attorney, etc.)
7. Copies of contracts concluded with the Buyer for the supply of products.
8. Conclusion of an accredited international consulting company or the State Enterprise “Center for Comprehensive Expertise of Projects and Import Contracts” on the compliance of the price of the purchased fixed assets with the world market conditions.
9. Technical and economic justification for the allocation of a loan approved in accordance with the established procedure.
10. Environmental conclusion in cases where the project falls into the category of projects requiring environmental expertise.
11. If construction work is planned to be carried out at the expense of the loan, then:
12. a. construction architectural planning assignment
13. b. construction estimate document
14. c. expertise of the estimate document and other construction-related documents
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